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Desert dunes meeting the city of Dubai and the Gulf at golden hour
Understand before you invest

Why the whole world is looking at the UAE. 

Seven emirates, laws that protect buyers, a light tax regime and a growth plan mapped out to 2040: that is why investors worldwide are paying attention. The facts are sourced and dated, and we are just as open about the risks.

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AI-generated illustration
0% income taxEscrow account10-year Golden VisaD33 agendaDubai 2040DXB world no. 1Public DLD pricesDirham pegged to the dollar
0%
personal income tax
10years
Golden Visa from AED 2M (≈ EUR 493k) in property
3.6725
AED per USD, fixed rate since 1997
95.2M
international passengers at DXB in 2025, world no. 1
5.8M
residents targeted in Dubai by 2040
01

Seven emirates, seven characters

Pick an emirate: its character, who it suits, and what a foreigner can buy there.

Dubai rising behind red dunes at sunrise
01 / 07

Dubai

The global city: finance, tourism, aviation, and a deep property market, active for both purchases and resales.

  • 4.58 million residents at end-2025 (+7.5% in a year)
  • World's busiest airport for international traffic (95.2M passengers in 2025)
  • Every sale registered with the Dubai Land Department, prices public
Who it suits

Investors looking for market depth, rental demand and an active resale market.

Ownership for foreigners

Freehold ownership open to foreigners in designated areas since 2002.

AI-generated illustration
02

Dubai, in detail

Tap a card to open it.

03

Where your money goes, off-plan

What Law No. 8 of 2007 requires between your transfer and the keys.

  1. 01
    You pay

    Your payments go into the project's escrow account, never into the developer's current account.

  2. 02
    The bank holds it

    An approved bank holds the money; it can only be used to build that project.

  3. 03
    Construction advances

    Funds are released as work progresses, under DLD and RERA supervision.

  4. 04
    You get the keys

    The title deed is registered in your name at the Dubai Land Department.

Law No. (8) of 2007 — Dubai
04

Payment plan simulator

Examples of common splits. Each developer sets its own plan: only the contract counts.

Show amounts in
DLD fee (4%) due at registration
80,000AED (≈ EUR 19,700)
On booking20 % · 400,000AED (≈ EUR 98,600)
During construction40 % · 800,000AED (≈ EUR 197,000)
At handover40 % · 800,000AED (≈ EUR 197,000)
After handover0 % · 0AED

What we see: of the 48 projects in the Reelly catalogue checked on 4 Nov 2026, 16 offer a post-handover plan. The share paid after handover ranges from 24% to 60% of the price, most often 30 to 40%, spread over 18 to 60 months, most often 24 to 36 months. The booking payment is usually 10 to 20%.

05

The vision: from 1971 to 2040

What is done, and the official targets — targets, not promises.

  1. 1971
    The UAE is born

    The emirates unite; Ras Al Khaimah joins in 1972.

  2. 1997
    Dirham pegged to the dollar

    USD 1 = AED 3.6725, unchanged since.

  3. 2002
    Ownership opens to foreigners

    Dubai allows freehold ownership in designated areas.

  4. 2007
    Escrow law

    Off-plan payments are protected in an account per project.

  5. 2021
    Dubai 2040 plan

    The master plan organising growth to 2040.

  6. 2023
    D33 economic agenda

    Goal: double the size of Dubai's economy within ten years.

  7. 2025
    4.58 million residents

    Dubai passes the 4 million mark in September.

  8. 2027
    Target
    Wynn Al Marjan Island

    Opening announced for September in Ras Al Khaimah.

  9. 2033
    Target
    D33 target

    Economy doubled, Dubai among the world's top three economic cities.

  10. 2040
    Target
    Dubai 2040 target

    5.8 million residents, 60% of the land as natural areas.

06

Dubai 2040, in numbers

The official master plan launched in March 2021.

5,8 M

residents by 2040 (3.3M in 2020)

60 %

of the land as nature reserves and rural areas

×2

green and recreational space and public parks

+400 %

length of public beaches

5

urban centres: Deira-Bur Dubai, Downtown-Business Bay, Marina-JBR, Expo 2020, Silicon Oasis

07

The market, today

Read live from the Dubai Land Department registers.

as of 20/10/2026
1,800,466
registered transactions
as of 21/10/2026
2,752,412
Ejari rental contracts
as of 22/09/2026
3,039
projects on the register
See prices area by area
08

What we will never tell you

No promise of returns

Vacancy, service charges and management reduce rent: we work them out with you before you buy.

A cyclical market

Dubai has seen sharp corrections, notably after 2008. Invest for the long term.

The dollar, not the euro

The dirham tracks the dollar: for a euro or franc investor, the exchange rate affects value.

Your tax office follows you

0% in the UAE doesn't mean 0% at home: your country of residence may tax this income.

Sources (checked 31/10/2026)
09

What if it were your turn?

Aurèle thinks it through with you right away, in your language: it asks the right questions and checks DLD figures. A licensed advisor takes over for any decision.